Energy Efficient Mortgages: Past, Present and Future | Geneva Financial, LLC

Energy Efficient Mortgages: Past, Present and Future

June 24, 2014

CATEGORIES: Energy Efficient Mortgage, Home Buying, Refinance, Solar

The Energy Efficient Mortgage

The Energy Efficient Mortgage (EEM) is a little known mortgage product that the majority of homeowners could benefit from, yet many are unaware of its existence.  In this article I will provide a high level overview of the EEM as it is today, the EEM as it was yesterday and plans for the EEM of the future.

Continue reading

Get Ready to Build Your New Home

Whether you own land that you want to build on (financing construction) or you’re interested in purchasing a home to be constructed in a development or subdivision (purchase upon completion), you have some special considerations when it comes to building a new  home. Continue reading

More Single Family builders are building Green

What is a "green" home?In 2008 when I first became aware of “green” building, the cost to build “green” was only available to buyers with a deep pocketbook.  Below is a link to a great article that indicates that more builders are building “green” and also describes the mindset of consumers towards building green.  The largest group surveyed in this study indicated that they would spend 1% – 4% more for lower utility bills and saving money.

Read more…

Do you own rental properties?

For rentIf you own and lease (rent) in the United States you’d best be familiar with Federal Fair Housing regulations.  When advertising a property for lease (or for sale) there are Fair Housing Advertising Words and Phrases that you can and cannot use. Continue reading

Upcoming Recycle and Shred Events

Except for today’s very cool temperatures, spring has sprung in Arizona.  Everything is in bloom and for those who suffer from pollen allergies, my sincere sympathies.

There are several events during April 2014 around the valley that I thought were worth mentioning. Continue reading

Celebrate Earth Hour Tonight at 8:30 PM!

Gail Johnson, AZ GreenBroker:

It’s just one hour to make a difference!

Originally posted on US GreenBrokers:

Just a reminder to join other folks around the world from 8:30 – 9:30 PM (local time) and turn off your lights to raise awareness about the sustainability of our planet.  Even though this is just an hour-long action it is hopefully the stepping stone to conserving and saving our planet…one person at a time.  Click here to see celebrations in other parts of the world.

Andy Ridley is the CEO and Co-Founder of Earth Hour, the global environmental movement initiated in Sydney, Australia in 2007 as a campaign for action on climate change.  The Earth Hour project was started six years ago. It has grown to become the world’s largest mass participation event in history. From 1 to over 7,000 cities. From 1 country to 7 continents. From 2 million to hundreds of millions of people.

According to Andy: “Earth Hour’s mission is three-fold. To bring people…

View original 79 more words

H.A.R.P. (Home Affordable Refinance Program)

Is your monthly mortgage payment just a bit more than you can handle?  Are you paying too high an interest rate?  Would you just like to have an extra $200 per month?  Check out HARP to see if you qualify.

The Home Affordable Refinance Program, also known as HARP, is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009 to help underwater and near-underwater homeowners refinance their mortgages. Join the 900,000+ people who have benefited from the Home Affordable Refinance Program!   Continue reading

Today is World Water Day!

Gail Johnson, AZ GreenBroker:

An old story, but, I actually measured the amount of water that goes down the drain waiting for hot water in the shower – 3 gallons X 2 people X 2 showers/day X 365 days = 4,380 gallons of wasted water just on showers.

Originally posted on US GreenBrokers:

Are you part of the 23% of people who knows where their water comes from?  Although 70% of our planet is covered with water only .03% is accessible and drinkable!  What that means is nearly 2 billion people on our planet do not have access to clean  water to drink! Have you thought about what you can do to help change these percentages?

View original 176 more words

…opening doors to healthier homes!

Follow

Get every new post delivered to your Inbox.

Join 81 other followers

%d bloggers like this: